Insurance & Risk Management

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The lawyers in the McLennan Ross Insurance & Risk Management Group are an experienced team of lawyers who represent major Canadian and international insurers, brokers, syndicates, adjusters, corporations, individuals and self-insuring organizations.

Over the years, our firm has developed a top-notch team of lawyers and skilled litigation support staff who truly understand the legal and business needs of our clients, both institutional insurers and self-insured corporations. They have a well-earned reputation for aggressively and thoroughly pursuing your interests at every level of the Canadian judicial system and through a variety of alternative dispute resolution approaches.

We recognize you may see trial as an absolute last resort and where possible we use innovative, alternative dispute resolution methods such as judicial dispute resolution, private mediation and pre-trial settlement conferences to reach a timely and cost-effective solution.

In addition, we have vast experience in assisting with the development and operation of programs for self-insured organizations.

We have a solid appreciation of the expectations and requirements of insurers, in relation to standardized, timely reporting and accurate assessment of exposure. We focus on helping you solve your legal problems quickly and economically, while always ensuring a high level of client service.

We offer services in:

  • Auto Liability
  • Aviation
  • Bad Faith Litigation
  • Business Interruption
  • Casualty
  • Comprehensive Liability
  • Construction
  • Directors’ and Officers’ Liability
  • Disability
  • Employment Liability
  • Environmental Liability
  • Errors & Omissions
  • Fidelity and Surety
  • Home Owners’ Insurance
  • Licensing
  • Life, Accident and Sickness Insurance
  • Malpractice
  • Oil and Gas
  • Products Liability
  • Professional Liability and Malpractice
  • Property Losses
  • Reinsurance
  • Specialty Lines



CRIMS Canada
McLennan Ross is a member of the Risk and Insurance Management Company Inc. – Canada, (CRIMS). CRIMS is an organization dedicated to advancing the practice of risk management through the provision of timely and innovative information, education and networking opportunities and serves more than 10,000 risk management professionals throughout the world.

Find out more at

Alexis Moulton  
Doug Boyer  


Jennifer Davis   780.482.9138
Anthony Espejo   780.482.9124
Joel Franz   780.482.9316
Kathleen Garbutt   780.482.9131
Ania Konikowski   780.482.9170
Rob Muller   780.482.9317
Sean Parker   780.482.9309
David Risling   780.482.9114
Ryan Trainer   780.482.9153
Gary Zimmermann   780.482.9208


Cynthia Aoki   403.303.1676
Iain Bailey   403.303.1683
Marco Baldasaro   403.303.9101
Ashley Christie   403.303.9108
Erin Crosley   403.444.4074
Don Dear, Q.C.   403.303.9107
Kass Freeman   403.303.1792
Blake Hafso   403.303.0159
Kevin Madison   403.303.9123
Sue Remmer   403.303.1707
Jody Sutherland   403.303.9118
Jeff Weidman   403.303.1681


Anthony Espejo   780.482.9124
David Risling   780.482.9114
Jeff Weidman   403.303.1681
  • Reviewing issues and providing opinions with regard to rental cars
  • Assisting clients with interpretation and application of Alberta’s “cap” on general damages or minor injury regulation
  • Defending an insured driver who suffered an epileptic seizure, using the defence of inevitable accident
  • Defending insured employers with regard to consent issues and their vehicles involved in injury accidents
  • Providing coverage opinions pertaining to issues related to material change in the risk on automobile policies
  • Providing coverage opinions pertaining to material misrepresentation and non-disclosure on an automobile policy application
  • Providing opinions in relation to coverage issues, liability issues and damages for losses arising out of commercial general liability, professional liability, property and motor vehicle policies
  • Defending a group benefits provider with respect to a claim related to critical illness coverage
  • Defending a life insurance agent with respect to a claim related to negligence in failing to bind coverage promptly
  • Defending SEF 44 claims on behalf of insurers
  • Provided a coverage opinion with respect to whether the return of ill-gotten gains constitutes "loss"
  • Providing a coverage opinion concerning whether a claim for breach of contract constitutes "loss"
  • Providing a coverage opinion to a major Alberta company concerning potential professional services liability
  • Providing coverage opinions with regard to interpretation of commercial general liability policies
  • Providing a coverage opinion with respect to a fiduciary liability policy concerning whether a potential claim under an indemnity agreement would trigger coverage under the fiduciary liability policy
  • Providing a coverage opinion with respect to a fiduciary liability policy with respect to whether indemnification arrangements under trust agreements relating to various pension plans triggered coverage
  • Providing a coverage opinion with respect to whether losses suffered in relation to foreign exchange trading are covered by a fidelity policy
  • Providing a fiduciary liability coverage opinion concerning the duty to defend the trustees of a pension plan under a fiduciary liability policy
  • Providing a coverage opinion with regard to tenant’s improvements under a commercial general liability policy
  • Providing advice to the owners of a major Alberta oil refinery with respect to losses sustained at the refinery due to a fire loss including the participation of insurers at various layers of coverage
  • Providing advice with respect to the applicability of a disability policy to a professional hockey player who became injured
  • Providing an opinion with respect to the insurance requirements of Safety Codes Officers
  • Providing comprehensive coverage opinions with respect to social host and commercial host liability
  • Providing coverage opinions on the "professional services" exclusion in Commercial General Liability Policies
  • Providing coverage opinions on the "Your Work," "Your Work Product" exclusions and the Completed Operations Hazard in a Commercial General Liability Policy
  • Providing opinions on the validity and propriety of settlements reached between insurance adjusters and claimants
  • Representing a major engineering firm in an effort to obtain coverage with respect to settlement of a housing development due to unstable earthworks
  • Providing a coverage opinion concerning the existence of directors and officers liability coverage in respect to a claim made against certain directors and officers of various oil and gas companies
  • Providing a coverage opinion regarding material misrepresentation on an application for directors and officers insurance and thereafter, acting as monitoring counsel to ensure that the directors and officers were properly defended
  • Defending the occupant of a commercial bay with respect to claims of negligence and nuisance relative to a fire loss and smoke damage in adjoining premises
  • Acting as a referee under the Insurance Act with respect to a property loss dispute
  • Acting for an insurer providing recall insurance with respect to the recall of several industrial heaters used internationally in the oil and gas industry
  • Defending a life insurance agent with respect to a claim of negligence with respect to misrepresentation over benefits under the policy
  • Defending a major Alberta drilling company with respect to claims of professional negligence in relation to the collapse of a drilling rig
  • Defending a medical negligence case and obtaining a final order striking out a claim for loss of future net earnings to the estate of a deceased patient in the Northwest Territories, thus removing the "Duncan v. Baddeley" head of damage in the north
  • Defending a professional liability claim against an oilfield engineering firm with respect to oilfield engineering practices
  • Defending an Alberta oilfield engineering firm with respect to a claim of negligence in relation to engineering services performed in relation to a gas field in northern Alberta
  • Defending an oilfield contractor with respect to damage suffered to an oil rig due to alleged negligence
  • Defending financial planners with respect to allegations of negligence in relation to investments recommended, leveraging in order to purchase securities and general negligence in the advice provided to investors
  • Defending financial planners with respect to allegations of unauthorized trading
  • Defending insureds in claims involving property damage, economic loss and personal injury
  • Defending insureds, both individual and corporate, with regard to slips and falls
  • Defending numerous claims concerning occupiers' liability cases where the incident occurs, for example, in shopping malls, grocery stores, parking lots, sidewalks, drinking establishments, ski hills and private residences
  • Defending the designer and manufacturer of super span arches/culverts in relation to a multi-million dollar claim arising from the collapse of a culvert in northern British Columbia on the Alaska Highway
  • Defending the directors of a major Canadian airline in a potential claim by employees for holiday pay and vacation pay
  • Defending the manufacturer of refrigerated trailer units with respect to a claim for product liability
  • Defending the owners of a lake resort with respect to a quadriplegia claim arising from unsafe diving off a dock
  • Prosecuting a claim on behalf of a local contractor against its CGL insurer relative to a claim made as a result of damages sustained in the construction of the 2002 Salt Lake City speed skating oval
  • Prosecuting a professional liability claim against a surveyor in a residential housing development
  • Prosecuting a professional liability claim against an engineer with respect to a residential housing development
  • Assisting with settlement and management of class action insurance litigation
  • Providing advice to a Medical Association concerning the availability of directors and officers coverage in certain circumstances
  • Seeking a declaration on behalf of a directors and officers liability insurer to confirm that the directors and officers liability policy was void ab initio as against those directors and officers
  • Defending a general contractor in relation to a piling rig that tipped over
  • Advancing claims for short and long-term disability on behalf of disabled individuals
  • Assisting a home insurer in providing coverage advice and subsequently a defence under a non-waiver in the context of a large construction site fire loss arising from an adjacent bush party attended by the homeowner's son
  • Conducting jury trial applications for Plaintiffs and Defendants, including conducting jury trials for Plaintiffs and Defendants
  • Defending a backhoe operator who ruptured a gas line, causing a home to explode
  • Defending a contractor who supplied and installed the exterior skin on a large condominium building in a construction claim with respect to alleged leaking in the condominium complex
  • Defending a fire loss claim brought against an insurer with respect to a private residence
  • Defending a mechanical contractor with respect to claims of negligence in relation to the design and construction of the mechanical system for an equestrian riding arena
  • Defending an insurer against a first party claim for the alleged theft of jewelry in a restaurant
  • Defending homeowners, with respect to a shotgun accident that occurred in the home, under the direction of the homeowners' insurance company
  • Defending an insurer in relation to a first party fire loss claim in a hay processing facility
  • Prosecuting a multi-million dollar fire loss at a sawmill against insured parties
  • Prosecuting and defending fatality claims, including acting as defence counsel in two trials, at the Court of Appeal and in the Supreme Court of Canada leave application in Duncan v. Baddeley with respect to the availability of a claim for an estate for loss of future earning capacity
  • Defending a corporation in relation to a fatality inquiry – involving the death of an individual in his home
  • Providing a coverage opinion to a local construction company concerning the duty to defend under a commercial general liability policy
  • Providing a coverage opinion to a major construction company concerning a securities action brought against that company
  • Providing a coverage opinion with respect to the availability of homeowners' insurance coverage where a guest in the home fell from a balcony and suffered quadriplegia
  • Providing a coverage opinion with respect to whether a domestic assault was covered by a homeowner's policy
  • Providing advice and prosecuting a claim for pollution coverage due to leaking underground storage tanks at a service station
  • Providing an opinion to a major Alberta municipality with respect to participation requirements in a long-term disability plan
  • Providing coverage opinions pertaining to material change in the risk on homeowners' policies
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Jan 21, 2021
Terminating Consent to Drive in Advance, Not a Condition

Nov 02, 2020
A Summary of Bill 41, the AIAC Report, and Changes to MIR

Nov 02, 2020
Anticipated Changes in Automobile Legislation in Alberta

Oct 27, 2020
New Public Trustee Fees for Review of Minors’ Settlements

Apr 29, 2020
Recent Insurance Coverage Decisions from the Alberta Court of Appeal

Apr 02, 2020
Recent Amendments to Alberta's Rules of Court

Oct 31, 2019
Limits on Expert Reports in BC Overturned

Nov 13, 2018
Physical Contact Required for Coverage Under SEF No. 44 Endorsement

Oct 09, 2018
Property Damage Not Peril Under Multi-Peril Insurance Policy

Jun 18, 2018
Physical Contact Required For Coverage Under SEF No. 44 Endorsement

May 30, 2018
Clarification of “Cap” Injuries in Alberta Motor Vehicle Accidents

May 30, 2018
Stolen Car from a Garage Results in No Duty of Care Owed by Garage Owner

May 22, 2018
Seeing Through the Haze – What Insurers Need to Consider About Bill C-45

Apr 18, 2018
No Cameras Please! No Policy Breach by Insurer who Refused Video Recording of Medical Examination

Oct 26, 2017
Slip and Fall Actions Dismissed for Failure to Show Breach of Duty

Jun 05, 2017
Supreme Court of Canada Turns the Ship Around on Damages for Mental Injury

Apr 24, 2017
Insurers Get Slap on the Wrist for Alleged Credit Snooping

Jan 09, 2017
Insurer Not Guarantor of Building Code Violations

Dec 19, 2016
Adjustment to the Maximum Minor Injury Amount

Oct 25, 2016
Drones - A New Frontier of Privacy and Liability is Taking Flight

Jul 13, 2016
Amendment to Rule 4.33 – Dismissal for Long Delay

Jun 21, 2016
Just Take the Offer!

Jun 09, 2016
Land Developer Vindicated in Occupiers' Liability Case

May 17, 2016
Supreme Court Poised to Re-Consider Law on Damages for Psychological Injury

Apr 22, 2016
After Uber Suspends its Operations, What’s Next for Ride-Sharing in Alberta?

Mar 18, 2016
Vehicle Leasing Company 25% Liable for Drivers' Negligence

Jan 20, 2016
The Duty to Defend: Clear Policy Exclusions Prevail

Jan 06, 2016
Adjustment to the Maximum Minor Injury Amount

Nov 04, 2015
Towards Automated Automobiles: Shifting Liability Exposure in the Insurance Industry

Sep 11, 2015
Alberta judges can refer to informal settlement offers

Jul 13, 2015
Bullying Lawsuits Not Covered by Insurance

Jul 02, 2015
Failure to Serve a Statement of Claim May Be Fatal

Jun 05, 2015
Crime and Punishment - Punitive Damages Allowed Despite Criminal Sanctions

May 01, 2015
Alberta goes beyond gender specific calculations

Mar 02, 2015
Update: Soft Tissue Injury Cap

Feb 03, 2015
Ontario Court of Appeal Rules on Lawyer - Expert Interaction

Dec 04, 2014
Update: Requests For Voluntary Advance Payments From Insurers

Oct 02, 2014
Requests For Voluntary Advance Payments From Insurers

Feb 28, 2014
Insurance Act Does Not Remove Employer’s Right of Subrogation

Feb 26, 2014
McGarvey Professional and Financial Lines Newsletter, February 2014

Jan 13, 2014
Plaintiff’s Entitlement to Videotape Certified Medical Examinations

Dec 03, 2013
When is an Expired Claim Not an Expired Claim?

Jun 11, 2013
Minor Injury Regulation Conditions Under Examination

Apr 19, 2013
Amendment to the Fatal Accidents Act

Feb 20, 2013
Court Suspends Enforcement of Mandatory ADR Rules

Jan 29, 2013
Master Disregards 'Plain Reading' of New Rule

Jan 11, 2013
U.S. Case Extends Fidelity Bond Reach

Dec 05, 2012
Court Strikes Out Order Extending Time To Serve Statement Of Claim

Nov 23, 2012
Certified Medical Exams and Waiver of Litigation Privilege

Oct 31, 2012
The Shield Is Not Bullet Proof

Jul 18, 2012
Director Liability and the Workers’ Compensation Act

Jul 17, 2012
Delay In Implementation of Drop Dead Rule

Jun 26, 2012
Important Changes to the Insurance Act

Apr 13, 2012
Two Not Always Better Than One

Mar 23, 2012
Employee Dishonesty a Harsh Reality

Mar 14, 2012
Court Rules Insurer Waived Right to Deny Coverage

Jan 16, 2012
TMJ Injuries and The Soft Tissue Injury Cap in Alberta

May 31, 2011
Alberta's Minor Injury Regulation - Certified Examiner's Medical Opinions

May 05, 2011
Will Your Insurance Cover Damages From Building Settlement?

Mar 29, 2011
Insurance Policy Interpretation and First Party Limitation Issues

Mar 25, 2011
How to Distinguish Equitable Contribution from Subrogation

Jan 11, 2011
Distracted Driving Legislation (Bill 16)

Oct 29, 2010
E&O Insurers Should Take an Interest in Inquests, Disciplinary Hearing "Sideshows"

Oct 26, 2010
Mother Found 25% Liable for Failing to Supervise Daughter with Learners Permit

Sep 27, 2010
Doctor's Diagnosis - A Barrier to Compelling a Certified Medical Examination?

Aug 27, 2010
Interim Funding Agreements

Jul 12, 2010
Ontario Court of Appeal Limits Indemnity Between Tortfeasors

May 10, 2010
Preparing the Adjuster's File for Litigation, Part II

May 10, 2010
Settling the Score

Apr 12, 2010
The Definition of "Accident" in Insurance Policies

Apr 12, 2010
Welcome to Your Client's Lawsuit

Mar 23, 2010
Why Insurers Need the Right to Appoint Counsel

Feb 03, 2010
Court of Appeal Deducts Settlement Proceeds From Damages Awarded to Plaintiffs

Jan 25, 2010
Social Networking Sites and Insurance Litigation

Jan 06, 2010
Alberta Court of Appeal Deducts Settlement From Judgment

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